Visa Credit Card
A Credit Card to Meet Your Needs
We offer a choice of two popular credit card options – and no matter which you choose, there’s no annual fee.
Visa Credit Card
The Copper Basin Credit Union Visa Credit Card is the ideal card to have on hand for everything from your day-to-day purchases to emergencies and other unexpected needs.
VISA Secured Credit Card
Fully secured by your own share deposits/savings account, this handy credit card carries our low interest rate and is great for members wanting to build (or rebuild) their credit.
EZCard
With eZCard info you have convenient access to your CBFCU Visa Credit Card account, allowing you to:
- Check your available credit
- View recent transactions and account balances
- Pay your bill online
- …and much more!
It’s your easy connection to your card information! For 24/7 Customer Service call 1-800-808-7230.
CREDIT CARD RATES
To be eligible for our VISA credit cards, you must simply have a Savings Account with the credit union.
| VISA DESCRIPTION | APR* | GRACE PERIOD FOR REPAYMENT |
|---|---|---|
| Share Secured | 10.00% (0.8333 Monthly Periodic Rate) | 25 Days |
| Unsecured | 10.00% (0.8333 Monthly Periodic Rate) | 25 Days |
| Interest Calculation - Average daily balance (including purchases). *APR=Annual Percentage Rate. Rates are subject to change. |
| Late Payment Fee | Up to $25 |
| Return Check Fee | Up to $21 |
| Lost Card Replacement Fee | $5 |
| Annual Fee | None |
