Open a Personal Checking Account Today
If you’re looking for a checking account, we have just what you need. With a minimum of $100 opening deposit, you can get all the convenience that a checking account offers. You only have to meet 2 of the 4 requirements to avoid a $5 monthly fee.
- Have a Debit Card
- Sign up for E-statements
- Have an Automatic draft from your account
- Have a loan balance of $1000 or more
- Plus, if you are over 50 years of age, you get free checks!
And, with our account, you don’t have to keep a minimum balance. How many banks give you that?
Free Debit Card
But the benefits of a CBFCU share draft account don’t stop there. When you open your account, we’ll also give you a free debit card. You can use this card just like a check anywhere Visa credit cards are accepted. Plus, you can also use it to get cash at thousands of ATMs worldwide through the Pulse network. For your convenience, ATMs are located at the main office in Copperhill and the branch office in Blue Ridge. They are available 24 hours a day for your convenience.
Need Quick Cash?
Overdraft Privilege (Courtesy Pay) permits you to overdraw your checking account up to $500 (including fees). You will be assessed a $35 fee per item that clears your account. Should you inadvertently overdraw your account, we have the discretion to cover your overdrafts up to $500.00 after first subtracting the amount of the overdraft fee(s). When your items are paid, this service will help save you the embarrassment and inconvenience of a returned item as well as the fee normally charged to you by merchants for items returned to them. The Discretionary Overdraft Privilege is available for checks and ACH/EFT transactions.
You can get access to the funds on your debit card by Opting In. Just sign and return the Opt-In Form to Credit Union.