If you use your debit card at a gas pump, regularly an amount will be blocked — often $75 or $100 — on your card. That amount doesn’t “un-block” as you drive away. Instead, the hold remains up to 72 hours, until the station does a “batch” transaction that lets the credit union know the actual amount.

Each big oil company has a different policy. The reasoning behind this policy is that oil companies don’t know how much gas you’re about to pump and so they earmark a certain amount of your money. While the length of the hold is up to the credit union, the amount of the hold is up to your gasoline retailer.

If you have further questions, please contact us! (423) 496-3812 or (706) 632-4888.